AMERICAN EXPRESS USE IN THAILAND

If a shop overcharges you by 3% or more for goods purchased tell your American Express Office as this is illegal in Thailand. You will find many shops are hesitant to take an Amex card as they must pay a 3% charge, but they most certainly will pass it on to you.

THE DEBIT CARD:

Are your credit card bills higher than you’d like? Replace those credit cards with debit cards to keep from adding new, nondeductible debt. Debit cards work exactly like credit cards except that when you make a purchase the money is automatically deducted from your checking account. There can never be a balance at the end of the month, because you pay for your purchases immediately. One of the nice things about paying off all your nondeductible debt is that it takes some strain off paying the bills each month. Plus, you don’t have all that credit card interest to pay. That frees up money for savings, and that’s a good thing because most of us don’t save as much as we should. See your bank as some do charge you eg the UK charges 2.7% foreign exchange commission & if you pay by visa no fee!! A cash advance you pay 1.5% handling fee only.

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Initially you must apply for a nonimmigrant visa before you enter the country from a Thai Embassy abroad. Permission will be for 90 days. for the first permit (single entry) but you can apply for a multiple max one year stay in Thailand. Requirements: 1/. Application form T.M.72/. Copy of passport or substitute document. 3/. One 4 x 6 cm photo. 4/. 500 baht fee. 5/. Proof of financial status or pension. If the applicant is 60 years or older, the alien must have a definite income of not less than 200,000 baht per year or not less than 20,000 baht per month. For an applicant who is over 55 years old, proof of income of 800,000 baht in a Thai bank OR an income of not less than 65,000 baht per month must be presented. If married to a Thai 400,000 baht [NB.. THE OLD LAW WAS YOU HAD TO HAVE BOTH ).

If the alien is ill, or has weak health and is sensitive to colder climates or has resided in Thailand for a long period, and is 55-59 years old, special circumstances may be given. The applicant must also submit medical certificates and proof that he/she lived in Thailand for a long time. For info: Tel: (02) 287-3905 or 287-3101-10 (ext 2259-61).

Pensioners arriving before Oct 1998 with unbroken records while living here only need 200,000 baht in a Thai Bank when they apply for an extension.

Those arriving in Oct 1998 or after & have obtained a permit to stay on the basis of having 200,000 baht in a Thai Bank, must increase that amount to 800,000 baht before applying for an annual extension.

BUSINESS OR PLEASURE

If you are coming to Thailand to start your own business remember you do not have to set up a company. Depending on the business you can form a Limited Partnership. However it pays to obtain your non immigrant “B” visa before you come into the country. A limited partnership may be all you need but if you are a foreigner then you will need a work permit & non immigrant “B” visa which means you will need either or: company or partnership. Play safe as so many foreigners lose their bars and business due to incompetence on their side and not being aware of the rules of business in Thailand. Remember it is illegal to work in Thailand unless you possess a current work permit even if you do NGO work or voluntary work. It pays to play safe but if you do not know then ask us: as we know Thai lawyers that can help you form your business with excellent rates 2nd to none. 

Go to our new more improved all in one number 1 website: Asia Real Estate---- www.chiangmairealty.com  for all your rentals & buying and selling guides this site has everything about Chiangmai and housing from properties to businesses & condos for sale--we have it all.

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